These Terms of Use ( Terms ) create a binding agreement between you ( User , you ) and Horsepenn ( Company , we , us , our ). They set out the rules, responsibilities, and conditions under which you may access and use our website and related features or services ( Services ). By using or browsing our platform, you confirm that you have read, understood, and agree to these Terms. If you do not agree, you must immediately stop using the website and Services.
Acceptance of Terms
By accessing Horsepenn, you acknowledge your acceptance of these Terms and agree to comply with them. You also represent that your use of the platform complies with all applicable laws in your jurisdiction. Together with our Privacy Policy, these Terms govern your relationship with Horsepenn and outline the rules and limitations for using our Services.
Eligibility and Age Requirements
To use our Services, you must be at least 21 years old and legally allowed to access the content we provide. By using the site, you confirm that you meet these requirements. We may request proof of age at any time. Access may be suspended or permanently revoked if a user is underage or provides false information about their age.
Scope of Services
Horsepenn provides informational content, comparison tools, and resources related to third-party products and services. This includes guides, reviews, promotional materials, and external offers. While we aim to provide accurate and current information, all content is for general informational purposes only and should not be considered financial, legal, or professional advice. Users should independently verify any information before acting on it.
Use of the Website and Services
Our platform is intended for personal, non-commercial use only. By using our Services, you agree not to:
Disrupt, damage, or interfere with the functionality of the website
Provide misleading, harmful, or fraudulent information
Bypass security measures or attempt unauthorized access
Use the website in any way that violates applicable laws
Violating these Terms may result in immediate suspension or termination of access without notice.
Third-Party Services and External Links
Horsepenn may include links to third-party websites, offers, or services. We do not control these external platforms and are not responsible for their content, policies, or practices. Any interaction with third-party providers is solely your responsibility. We recommend reviewing their terms of service and privacy policies before engaging with them. Horsepenn disclaims liability for disputes or issues arising from third-party use.
Privacy and Data Protection
Your use of Horsepenn is subject to our Privacy Policy, which explains how we collect, process, and protect your personal information. By using our Services, you consent to the data practices described in that policy. While we take reasonable security measures, no online system is completely risk-free. Users are responsible for taking steps to protect their own data.
Limitation of Liability
To the fullest extent permitted by law, Horsepenn is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or reliance on its content, including but not limited to:
Loss of data
Financial or reputational harm
Service interruptions
Technical issues outside our control
Problems involving third-party providers
All content and services are provided as is, without warranties of any kind, express or implied.
Indemnification
By using our Services, you agree to indemnify, defend, and hold harmless Horsepenn, including its affiliates, partners, and employees, from any claims, liabilities, damages, or expenses arising from:
Your breach of these Terms
Misuse of the website or Services
Disputes with third-party services
Users are fully responsible for any costs or losses resulting from their actions.
Modifications to Terms and Services
We may update, revise, or discontinue any part of the Services or these Terms at any time. Changes take effect once posted on the website. Continued use of the platform after updates constitutes acceptance of the revised Terms. We recommend reviewing this page periodically for updates.
Termination of Access
We reserve the right to suspend, restrict, or terminate your access to Horsepenn at any time if we believe you have violated these Terms, engaged in unlawful activity, or posed a risk to the platform or other users. Termination may occur without notice, and we are not required to provide a reason.
Contact Information
If you have questions, concerns, or requests regarding these Terms, please contact us:
Email: [email protected]